Solution for the SB withdrawal error - "userhook error" in DOP Finacle


  • Generally we use the menu CTM for withdrawal of SB accounts through cash payments in DOP Finacle
  • When we try to withdraw and mode of payment is through cheque or transfer to other SB account we will use the menu CXFER.
  • For BO SB withdrawals also we use the menu CXFER and BO settlement will be SOLID+0339.
  • Some times when we try to withdraw the amount in DOP we will get the error "userhook error" in DOP Finacle 
  • The error screen shot will be as shown in the below figure


  • As we can see from the above screen system is showing the mentioned error.

Root cause of  the above Problem :- 

  • We generally face the above error when the customer status is deceased then the system will mark the CIF id as Suspended state
  • Hence system will not allow to withdraw the cash for the deceased customers as per DOP rules
  • Hence we should try to withdraw the amount for such customers directly using CTM or CXFER menu 

Solution for the above Problem :- 

  • If the customer is status is changed accidentally to deceased then modify to Active using the menu CMRC and verify.
  • Then try to withdraw the amount using CTM/CXFER system will allow the withdrawal without any hurdles
  • Suppose if the customer is expired then we should not use CTM/CXFER menus instead we have to follow the claim closure procedure laid down in the DOP Finacle.
  • For claim closure procedure and guidance users can CLICK HERE


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