Seeding of Aadhaar Numbers & Linking of Aadhaar Numbers

Seeding of Aadhaar Numbers & Linking of Aadhaar Numbers

Image result for seeding of aadhar

Salient points from the Circulars

Seeding of Aadhaar Numbers & Linking of Aadhaar Numbers

There is a difference between Linking and Seeding.

1.        Linking of Aadhaar number to account:  Process by which the Post offices merely updates their Core Banking System (CBS) with the Aadhaar numbers of the customer against the account number. (Internal policies of POs)
There should be facility for the branch/back office to link the Aadhaar number with the account number of the customer.
a.       The Post offices should ensure that the Aadhaar number is linked to the correct account number after due verification of the details.

b.      In case of single account holders there is no issue, however for joint accounts the Post office should take care of:
  i.      The Aadhaar number should be mapped to a specific account holder. If the account holder get removed/deactivated Aadhaar number should automatically deactivated.
   ii.      If the POs is using the customer ID to map the Aadhaar number, then the system should be built in such a way that the primary account to which Aadhaar is mapped should be picked up automatically at the time of crediting the transactions.
c.       Under no circumstances the same Aadhaar numbers should be allowed to be mapped against two customer IDs or multiple Aadhaar numbers are allowed to be mapped in single customer IDs.

 2.       Seeding of Aadhaar number in NPCI: This is the process by which the bank updates the Aadhaar number of a customer in CBS as well as NPCI mapper.
It requires following process:
1.      Due verification of the documents (Internal policies)
2.    Obtaining clear and explicit consent of the customer, for seeding the Aadhaar number in the prescribed Consent Form.

The Post offices should provide necessary training to their officials dealing with Aadhaar. They should clearly understand the difference between updating the Aadhaar numbers in CBS and updating the same in NPCI mapper.

Note: The NPCI mapper holds only the latest Aadhaar number seeded by the banks/Post offices and route all the direct benefits only to that Banks/Post offices that implies if a Customer has given his Aadhaar mandate to Bank as well as Post office then his/her subsidy will be routed only to Banks or the Post office whoever having the latest updated status of mapping.  

Note: Mere submission of Aadhaar number by the customer for any purpose should not be construed as consent for seeding into NPCI mapper.
There should be explicit consent for the customer in writing as per the prescribed proforma for seeding Aadhaar number in NPCI mapper.

NOTE: In case of any confusion or doubts and for details, kindly go through the enclosed Circulars & SOP.

Criteria for seeding of bulk aadhar with POSB Account through Script

Criteria for seeding of bulk aadhar with POSB Account through Script

Image result for criteria


This is regarding bulk seeding of AADHAAR through script at centralised CEPT point. Many an instances have been noticed that sub offices and Head Offices are directly referring cases to CEPT for uploads, which contains small number of accounts.

CEPT centralised team will be helping in seeding AADHAAR if the following criteria met:
  1. The data should be in the prescribed template in the CSV format 
  2. The number of data should be atleast 20000 
  3. CEPT will be coordinating only with Circle SPOCs 
  4. CEPT will not entertain direct correspondence with Sub Offices and HPOs directly 
CEPT after processing the details through script, will share the success and failure reports of seeding with the circle SPOCs.

Handling emails directly from SOs / HPOs will be updated through an automated reply to direct through Circle SPOCs.

Yours Sincerely,

(V M Sakthivelu)
Deputy Director CEPT
+919444227090

Mandatory use of Savings Account for credit of maturity/premature value all schemes and investments - Date extended to 15.01.2018

Mandatory use of Savings Account for credit of maturity/premature value monthly/quarterly/yearly interest in case of MIS/SCSS/TD accounts and investments from 1st December 2017 : 

Date extended to 15.01.2018 


Procedute to Link indiapost mail ID with Microsoft Outlook for getting unlimited space

Procedute to Link indiapost mail ID with Microsoft Outlook for getting unlimited space

Image result for outlook

1. Open Outlook program from Microsoft office from start option.
2. click on next
3. would you like to configure email account--> click on yes --> Next
4. Click on manually configure server setting --> Next
5. Click on Internet Email --> Next
6. Your Name - enter name of office e.g- Nagpur GPO
7.E-mail Address- xxxxxxxx@indiapost.gov.in
8. Incoming mail server- outlook.indiapost.gov.in
9. Outcoming mail server- outlook. indiapost.gov.in
10.User name- xxxxxxxx@indiapost.gov.in
11. Password- ***** email id Password
12. Click on More setting
13. click on outgoing server tab- check on My outgoing server require authentication
14. Click on advance tab- Incoming server- 995 , check on This server require encrypted connection, Outgoing server- 465
15. check all on delivery option- select days 10
16. Click on ok --> Next
17. if certificate message comes--> YES
18. Enjoy outlook
19. to send email - click on new.
Process of Bulk Upload of Aadhaar Number with SB CIF

Process of Bulk Upload of Aadhaar Number with SB CIF

Image result for bulk upload

Process of Bulk Upload
  • Bulk Seeding file should be CSV file format.
  • Only 20000 accounts should be given in one file.
  • This file consists of 2 columns. First column should be Aadhaar Number and Second column should be CBS Account Number.
  • Valid 12 digit AADHAAR NUMBER should be updated in Aadhaar Number field.
  • CBS Account Number should be valid SB account number. No other scheme accounts viz RD,MIS,TD,SCSS, ETC should be updated in this column. Any Direct Benefit Transfer scheme funds if any will be received only in this linked ACCOUNT NUMBER. Hence if any other scheme account is given in this column, updating will fail for this record.
  • On sharing the files in required format, we will upload the files and failure reports will be shared next day. Failure_1, Failure_2 report will be shared. It is presumed that balance records have been successfully seeded with AADHAAR.
  • Bulk uploading is uploading of AADHAAR NUMBER in CIF . Aadhaar number is updated as ADDRESS PROOF currently. CBS Account Number(Valid SB account) is uploaded as Aadhaar Linked Account Number.
  • If Aadhaar Number is invalid or Account number is invalid, record will not be uploaded. This will appear in failure report_1 or failure report _2.​

aadhaarseed.cept@gmail.com

Opening of SCSS account by Retired Defence Personnel through Cheque

Opening of SCSS account by Retired Defence Personnel through Cheque

Opening of SCSS account by Retired Defence Personnel through Cheque


Dear Sir/Madam,

I am directed by competent authority to convey the following

This is regarding opening of SCSS account by Retired Defence Personnels.

Some CPCs have reported that cheques accepted and realised against account opening in SCDEF scheme are pending with them and SOLs are unable to open account, due to change in ruling as per para 9 of SB order 18/2017.
Please find below clarification from Directorate

In case of cheques already received, amount should be returned in the shape of Postmaster cheque. Accounts should not be opened as ruling has been changed even before issue of SB Order.

Also please note that the order has come into effect from 11/10/2017, i.e the data of publication in the gazette. 

Thanks and Regards
Gopinath S 
Inspector Posts 
DMCC Chennai 600 002

Instructions on Merging of multiple CIF in DOP Finacle

Instructions on Merging of multiple CIF in DOP Finacle

Image result for instructions
SB CIF is to be treated as MAIN CIF and all CIFs (including PPF) should be linked to SB CIF only.

Patch has already been deployed to merge PPF CIFs with SB CIFs.

Please let us know issues if any.

Thanks and Regards 
Gopinath S Inspector Posts

DMCC Chennai 600 002

Addendum to SB Order No. 15 / 2017 : Mandatory use of Savings Account for credit of maturity/premature value

Addendum to SB Order No. 15 / 2017 : Mandatory use of Savings Account for credit of maturity/premarure value, monthly/quartedy/yearly interest in case of MIS/SCSS/TD accounts and investments from 15.12.2017



Share this article :
Implementation of SB Order No. 15/2017 regarding mandatory of Savings Account for credit of maturity/interest postponed to december15th due to technical reason in DOP Finacle

Implementation of SB Order No. 15/2017 regarding mandatory of Savings Account for credit of maturity/interest postponed to december15th due to technical reason in DOP Finacle

Image result for pofinacleguide

email dtd 30.11.2017  from DDG (Financial Services) , Dak Bhawan, Sansad Marg, New Delhi Ph 23096101, 23036668


         Please refer to SB Order No. 15/2017 regarding mandatory of Savings Account for credit of maturity/interest. In this regard it is intimated that this SB order (No. 15/2017) will be implemented w.e.f. 15th December 2017 instead of 1st December 2017 due to some technical issues. It is therefore requested that all post offices may be instructed accordingly.
Share this article :

HANDBOOK ON CSI FOR INSPECTING OFFICERS

This is "HANDBOOK ON CSI FOR INSPECTING OFFICERS" Prepared by CEPT CSI command and control center, which is most useful for Inspecting officers for inspecting CSI rolled offices, which will be updated further based on the valuable suggestions of officers.

Download


Regards,
Shri. SHARATH KUMAR P R
CSI COMMAND AND CONTROL CENTRE , CEPT MYSORE-10
sharathkumar.pr@indiapost.gov.in
Cell : 9449872135
Share this article :

Instructions to be followed during issue of POSB ATM Card in DOP Finacle



CIF level Checks  
    Below issues at CIF will lead to non activation of cards:
Ø Last name column in CIF should not exceed 35 Characters
Ø Last Name column in CIF should not contain special and numeric characters
Ø Address line  at CIF level should not exceed 35 characters and special character s like (<, >, ?)
Ø Name at account level should be as mentioned in the CIF

       Wrong issuance of Instant Cards
       SOLs are dispatching Instant ATM card duly linked to the account by post which may lead to mis-appropriation as both PIN and card will be available in the same envelope.
       SOLs are placing New card request after hotlisting /personalized card request / Replacement /closure which will lead to non-activation of new card request and that kit/card cannot be used further and reflects in inactive cards.
       Issuing of new kit for the CIF which was already issued with another Kit number.
       WRONG ATM PIN REQUEST
       SOLs are placing ATM PIN request multiple times with out waiting for the receipt of PIN from National ATM Unit.
       Many SOLs are just sending mails for duplicate PIN with out placing request in CCMM menu
       Closure of ATM Card
       SOLs are closing the accounts with out closing the ATM cards. Such cards will be in active status and cannot be closed in later stage.
       Few SOLs have closed the existing cards and again placed new card request, which will not get activated.
       CIF merger of ATM issued accounts
       Once the ATM cards are issued to any of the SB accounts, such CIFs should not be merged to any other CIF.
       After merging the CIF, one more card is being issued to the new CIF of the same account. In such a case both the cards will be active and lead to fraudulent transactions.
       Eligibility criteria Issuing of ATM cards
       Cards should be issued only to SB General and Pension accounts.
       In case of Joint, should be issued only to Joint “B”
       ATM cards should not be issued to Minor, Illiterate, Joint “A”, SBBAS, BO accounts and Lunatic accounts.
       Only one card per customer should be issued. In case of multiple accounts, linking should be done after activation of card with the primary account
Procedure for issue of duplicate ATM cards in case of missing of the original one :
Under CCMM menu use Modify function and enter CIF id and in the next screen select Action as "hotlist and replace or Replacement in case already hotlisted. Then select Card type as Personalized and again click on Instant. Then enter the Instant kit number which is to be issued to the customer and card will get activated after 24 hours.

SB Order 18/2017 : Amendments in various statutory rules of Small Savings Schemes by Ministry of Finance ( DEA) regarding : Department of Post

Amendments in various statutory rules of Small Savings Schemes by Ministry of Finance ( DEA) regarding : Department of Post.

NON USAGE OF CHEQUE CLEARING MODULE IN DOP FINACLE

NON USAGE OF CHEQUE CLEARING MODULE IN DOP FINACLE

Image result for pofinacleguide


I am directed by competent authority to convey the following

It is seen that many POs are not using Cheque Clearing Module in Finacle for Lodging cheques for opening of new account, subsequent deposits. Instead they are debiting office accounts directly using CXFER menu which is incorrect. Certain Hos are using HTTUM for Inward clearing instead of Cheque Clearing Module.

Please find below the extract of SB ORDER 5/2016


It is reiterated that Cheques should be lodged only in Head Office into the relevant office accounts specified for New Account Opening and Subsequent Deposits. Office account 0007 should not be used for cheque clearing process.

It is also seen that few POs are transferring amount from office account 0382 to BO settlement account which is incorrect. CPCs/EOD Team may kindly be consulted for resolving issues if any faced during EOD wrt to cheque clearing. Few POs are debiting directly from POSB account manually without following the cheque rejection process.

POs are requested to follow the cheque clearing process scrupulously and ensure that validation reports are run invariably. Any discrepancies noticed in validation run to be cleared before Suspension of zone.

Please do not hesitate to revert in case of any issues.



In continuation of trail, the following points are also brought to your notice

1. By using HTTUM in place of clearing process,  cheques of  SB account  will not be updated as "PASSED" and remained as "UNUSED".  Users using the same cheque number fraudulently again and again. 

2. Multiple validations which are built in zone validation report, will be skipped , if HTTUM is used. This will also lead frauds

3.  In some offices,  cheques  lodged in outward zone, are regularised ( Posted and made as Effective balance) and then trying for rejection.  Before regularising the outward zone,  cheques  which are REJECTED BY CLEARING HOUSE, should  be rejected first by selecting "outward" in Field "Reject" in HMICZ menu and close the Inward zone meant for outward rejects. Then only outward zone , should be regularised ( Regularise the shadow balance). 

4. Rejection of outward cheques , should only be done after releasing to shadow balance

Chronicle order of  Outward zone

1. Opening Outward zone in HMCLZOH
2. Lodging the other bank cheques in HOCTM
    Use  either SB account or 0017 of HO for PPF/SSA/RD subsequest deposits  or 0382 of respective SO  for opening of account
3. Suspend the zone in HMCLZOH
4.  Verifying the cheques in HOCTV ( Bulk) / HOCTM
5.  Sending the cheques to clearing house
On receipt of clearing cheque details from clearing house
6. Release the zone to shadow balance in HMCLZOH
    By doing so, amount will be posted to respective accounts and lies in FUNDS IN CLEARING
    Effective balace for withdrawal = Balance available - FUNDS IN CLARING
   Check HPR for reports
In case of Outward cheques are rejected by other banks through clearing house

7. Open  Inward zone meant for Outward rejects  in  HMICZ
8. Lodge the cheques in HICTM and select "Outward" in REJECT Field
9. Enter the outward rejection details in explode button available ( can be seen after REJECT field)
10. Verify the cheques lodhed in HICTM
11. Run validation report in HMICZ
12. Wait for 2 minumtes and check in HPR for validation report
13. Based on discrepance found , use HICTM to modify the cheques or delete the cheques and very the cheques

14. After clearing validation, rerun validation report in HMICZ and check in HPR , to make sure that no validations are pending

15.  Suspend the zone in HMICZ ( At the time of suspending zone, one can see COMPLETE againt validation status field if validations are cleared)

16.  Post the zone in HMICZ  and check reports in HPR

17. Close the zone in HMICZ and check the reports in HPR

18. After closing the Inward zone meant for outward rejects, Regularise the shadow balance in HMCLZOH. By doing so, funds in clearing , will be moved to effective balance. Check HPR for reports


Thanks and Regards
Gopinath S
Inspector Posts
DMCC
Chennai 600 002
ADD THE FACEBOOK WIDGET CODE HERE